FAQs

Why do I pay R299,00 and R79,00 fee’s ? 

In addition to the Complimentary Loan Finding Service, your benefits include the following value added services which are activated as soon as the form has been completed and submitted.

Debt Counselling

Debt Counselling offers a remedy to over indebtedness that has the aim at rehabilitation into the credit market.

Debt Review will protect the consumer from losing crucial assets and keep the Credit Providers from taking legal action on accounts that was lawfully included in the debt review.

The consumer will make monthly payments according to the debt re-arrangement until balances have been settled or if the consumer is able to continue with payments at the original contracted rates and instalments.

THIS BENEFIT ALLOWS YOU THE CLIENT A 30% DISCOUNT.

Legal Services

Our service provider offers the following one stop legal services:

Formulation of Trusts (family trusts, business trusts, ect)
Draft of Wills, ITC Checks
Draft and Prepare Various Commercial Contracts
Administration of Estates
Rescission of Judgments
Clearing of ITC / Credit reports and Divorces

THIS BENEFIT ALLOWS YOU THE CLIENT A 30% DISCOUNT.

Short Term Insurance Management

The service provider offers a management service by assisting clients with submission of their insurance claim forms.

For the client there is no fuss, no hassle when it comes to the usual paperwork of a short term insurance claim.

From obtaining quotations of stolen or missing items up to the submission of all documents.
There is no need any longer to take off from work to get these quotations, our service provider will take care of this.

This should enhance the turnaround time of finalising each claim.

Annual Tax Returns (IRP 5)

Our service provider is a registered tax practitioner with SARS (South African Revenue Service).

They offer a professional taxation service to the client at a 30% discount of their normal fee as a value added service to all our clients.

This will save you the client an enormous amount of time and run around.


What is the turn around on an Application ? 

The turn around time on an application is normally 24 hours. When we receive your application, we immediately forward it to our panel of lenders and you can expect to hear from them within a few- to 24 hours after we have received your application.

The reason you may not hear from us within 24 hours might be because we are searching for a lender that will assist you with a personal loan.


What about credit checks ? 

We do not perform credit checks, but our panel of lenders may do so after receipt of your loan application.


What is needed to apply for a loan ?
  • Be a South African citizen or a permanent resident
  • Be 18 years or older
  • Have a valid South African ID
  • Earn a minimum of R1500 per month
  • Provide proof of residence
  • Provide details of an active bank account

 

 

 

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