What is the turn around on an Application ? 

The turn around time on an application is normally 24 hours. When we receive your application, we immediately forward it to our panel of lenders and you can expect to hear from them within a few- to 24 hours after we have received your application.

The reason you may not hear from us within 24 hours might be because we are searching for a lender that will assist you with a personal loan.

What about credit checks ? 

We do not perform credit checks, but our panel of lenders may do so after receipt of your loan application.

What is needed to apply for a loan ?
  • Be a South African citizen or a permanent resident
  • Be 18 years or older
  • Have a valid South African ID
  • Earn a minimum of R1500 per month
  • Provide proof of residence
  • Provide details of an active bank account


Are there other methods of Payment?

Yes you can pay via direct EFT
If you prefer to do a manual EFT our banking details are as follows :

HDL Trading
Account: 62635254949
Branch: 250 655 

Please use the name you entered in the form as your Reference on the Transaction


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